Gateway/Virtual Terminal

The LUCY Gateway™ is a high-speed payment processing engine that provides a secure bridge between a business's point-of-sale system and payment clearing networks via the Internet. LUCY™ provides integrated payment processing to businesses of all sizes, whether they be brick-and-mortar or web-based. LUCY provides fast turnaround, with average payment transactions of 3 to 5 seconds over a high-speed Internet connection.

LUCY Gateway Specifications

LUCY Gateway processes all types of electronic payments: electronic checks, Automated Clearing House (ACH), credit cards, Personal Identification Number (PIN), debit cards, gift cards and Electronic Benefit Transfer (EBT). LUCY functions on open architecture, allowing for integration with POS systems. The most popular solutions integrate the gateway’s Smart Service interface with Microsoft's RMS (Retail Management System) Point of Sale, as well as Intuit’s QuickBooks.

24/7 Real-Time Online Reporting

A merchant can monitor payment transactions and achieve administration efficiencies by accessing comprehensive, real-time, online reporting 24 hours a day, 7 days a week.

Payment Data Security

LUCY Gateway offers Secure Sockets Layer (SSL) encryption, provides intrusion detection and file integrity systems. LUCY meets all Payment Card Industry Data Security Standards, including Visa Cardholder Information Security Program (CISP) and MasterCard SDP compliance.

Developer Support

LUCY offers a free software developer’s kit (SDK) with configuration files and developer support assistance.